(PWC) Personal Watercraft Insurance Insurance Florida

Personal Watercraft Insurance

Nothing says freedom like feeling the spray of salt water on your face as you zip around on your jet ski. Dangerous? Probably. Loads of fun? Absolutely. As a responsible Personal Watercraft (PWC) owner, you take safety seriously and you understand the importance of protecting yourself, your investment and others. After all, you want to have fun as much as anyone, but you want to make sure you're protected with PWC insurance if and when something was to go wrong.

Personal Watercraft Insurance Florida - PWC Insurance Florida

PWC Defined
Personal watercraft is any type of recreational watercraft where a person rides on or stands on instead of sitting as inside a boat. PWC is often referred to by popular brand names as in "Jet Ski", "Wave Runner" or "Sea-Doo". For insurance purposes the United States Coast Guard refers to a PWC as a jet driven boat less than 13 feet in length designed for two or three people. Most PWC's are relatively easy to handle, fast, affordable and lots of fun. They're great for navigating tight spaces where the boat can't go and the perfect way to spend a few hours on the water with a friend.

Risks
Not unlike an actual boat, a PWC can be a very dangerous piece of machinery and simply because they're small, does not mean they're any less dangerous. In fact, because the typical PWC is fast, it's not uncommon to see them zipping in and out of boat traffic. While they're still required to follow boating traffic rules, many riders are simply not familiar with the laws and don't realize they're doing anything wrong. Unfortunately, this makes PWC's highly susceptible to accidents. Nevertheless, most riders are safe and handle machines with care, but because they're readily available and easy to use, even the most inexperienced riders often find themselves face-to-face with larger boats and yachts.

PWC Coverage
It's highly recommended if you own PWC's, you insure your investment not only for your own protection, but for those around you. PWC insurance covers you for damage and theft, but also for towing and assistance while you're out on the water. And when you're stranded somewhere off the coast of the Palm Beaches with a broken machine, PWC insurance comes in handy.

You can add your PWC to your homeowner's policy, but as with your boat, in many cases, it's simply not enough coverage to provide adequate protection in the event you need to replace or repair parts. In most cases, you will want PWC insurance that provides the following coverage:

  • Physical Damage
  • Wreck Removal
  • Liability
  • Medical Coverage
  • Watersports Liability

As is the case with boat insurance, it's always possible to add additional coverage to protect yourself from uninsured boaters, towing, trailer coverage, windshield damage etc. Always make certain to read your policy closely and remember, Miami PWC insurance is completely different from Orlando PWC insurance. Don't settle for just anyone- look for dependable, reliable companies you can trust. With various options available, B.I.A. & Company understands your unique needs and can help you secure the right policy for protecting yourself and your PWC at a price you can afford.

If you're looking for Personal Watercraft Insurance in Miami, Ft Lauderdale, Homestead, The Florida Keys, Key Largo, Coral Springs, Jupiter, St. Augustine, Kendall, South Miami, Coral Gables, West Palm Beach, Hollywood FL, Naples, Ft. Myers, Fort Pierce, Sarasota, St. Pete, Clearwater, Tampa, Cocoa Beach, Jacksonville, Orlando, Daytona Beach or Palm Coast, then contact BIA & Company for a free PWC Insurance quote today! BIA & Company offers the best rates on Personal Watercraft Insurance in Miami, Ft Lauderdale, Homestead, The Florida Keys, Key Largo, Coral Springs, Jupiter, St. Augustine, Kendall, South Miami, Coral Gables, West Palm Beach, Hollywood FL, Naples, Ft. Myers, Fort Pierce, Sarasota, St. Pete, Clearwater, Tampa, Cocoa Beach, Jacksonville, Orlando, Daytona Beach and Palm Coast.

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